# Bike travel insurance

**URL:** <https://community.escapecollective.com/t/bike-travel-insurance/5975>\
**Category:** General Cycling\
**Created:** [September 28, 2026, 11:01pm UTC](https://community.escapecollective.com/t/bike-travel-insurance/5975 "2026-09-28T23:01:26Z")\
**Posts on this page:** 8\
**Page:** 1

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**Author:** ![Leo\_Tomlin](https://community.escapecollective.com/user_avatar/community.escapecollective.com/leo_tomlin/32/10559_2.png) [@Leo\_Tomlin](https://community.escapecollective.com/u/Leo_Tomlin)\
**Post date:** [September 28, 2026, 11:01pm UTC](https://community.escapecollective.com/t/bike-travel-insurance/5975/1 "2026-09-28T23:01:26Z")

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Does anyone have good recs for bike insurance when travelling? I am heading cross country to a gravel event and just want to cover against airline damage and/or theft while I’m there.

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**Author:** ![jasedepuit](https://community.escapecollective.com/user_avatar/community.escapecollective.com/jasedepuit/32/27_2.png) [@jasedepuit](https://community.escapecollective.com/u/jasedepuit)\
**Post date:** [September 29, 2026, 1:44am UTC](https://community.escapecollective.com/t/bike-travel-insurance/5975/2 "2026-09-29T01:44:00Z")

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Where are you based?

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**Author:** ![Leo\_Tomlin](https://community.escapecollective.com/user_avatar/community.escapecollective.com/leo_tomlin/32/10559_2.png) [@Leo\_Tomlin](https://community.escapecollective.com/u/Leo_Tomlin)\
**Post date:** [September 29, 2026, 2:01am UTC](https://community.escapecollective.com/t/bike-travel-insurance/5975/3 "2026-09-29T02:01:33Z")

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Ha! Yes that would be relevant.

In the US (California)

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**Author:** ![Nick](https://community.escapecollective.com/user_avatar/community.escapecollective.com/nick/32/7422_2.png) [@Nick](https://community.escapecollective.com/u/Nick)\
**Post date:** [September 29, 2026, 2:04am UTC](https://community.escapecollective.com/t/bike-travel-insurance/5975/4 "2026-09-29T02:04:28Z")

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I looked into this a few years ago and didn’t find many good options and basically no options without a hard case. I gave up at that point because I was headed to Europe and had zero desire to try to navigate Europe with a hard case.

I hope the options have improved but be aware whether or not you are using a hard case will influence your ability to actually successfully make a claim.

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**Author:** ![jasedepuit](https://community.escapecollective.com/user_avatar/community.escapecollective.com/jasedepuit/32/27_2.png) [@jasedepuit](https://community.escapecollective.com/u/jasedepuit)\
**Post date:** [September 29, 2026, 3:08am UTC](https://community.escapecollective.com/t/bike-travel-insurance/5975/5 "2026-09-29T03:08:59Z")

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In Australia I recently purchased a month of insurance from Sunday’s Insurance to cover a trip.

The policy included airline travel. No restrictions on the type of case/bag.

I think they’re international so maybe worth a quick check.

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**Author:** ![Leo\_Tomlin](https://community.escapecollective.com/user_avatar/community.escapecollective.com/leo_tomlin/32/10559_2.png) [@Leo\_Tomlin](https://community.escapecollective.com/u/Leo_Tomlin)\
**Post date:** [September 29, 2026, 4:17am UTC](https://community.escapecollective.com/t/bike-travel-insurance/5975/6 "2026-09-29T04:17:49Z")

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Cool will check them out.

Apparently velosurance (in the US) covers soft cases but the premium they quoted me is 7% of the bike cost which feels steep, though it’s for a full year.

I just want single trip insurance.

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**Author:** ![Gregario](https://community.escapecollective.com/user_avatar/community.escapecollective.com/gregario/32/7894_2.png) [@Gregario](https://community.escapecollective.com/u/Gregario)\
**Post date:** [September 29, 2026, 4:52am UTC](https://community.escapecollective.com/t/bike-travel-insurance/5975/7 "2026-09-29T04:52:28Z")

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US-based and have used Sundays insurance for several European trips in the last few years. Easy online setup and, although you setup coverage for a year, I cancel after a month (to specifically cover the trip) with no issues.

Very pleased with them, but can’t speak for what the situation may be if you had to make a claim.

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**Author:** ![Andy\_Helm](https://community.escapecollective.com/user_avatar/community.escapecollective.com/andy_helm/32/550_2.png) [@Andy\_Helm](https://community.escapecollective.com/u/Andy_Helm)\
**Post date:** [September 29, 2026, 9:23am UTC](https://community.escapecollective.com/t/bike-travel-insurance/5975/8 "2026-09-29T09:23:40Z")

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I had to make a claim with Sundays after my chain went into the spokes.

I’d say they were thorough but fair. They added in the cost of a chain to my claim, and also paid for 2 hours of labour to fit a tubeless tyre to my replacement wheel. I was able to do that for myself so it pretty much wipes out the excess on the policy. (£100 excess, £80 for the labour)
